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Funeral Cover: Everything You Need To Know

Author : Stephen Burton

Submitted : 2009-12-02 03:47:08    Word Count : 522    Popularity:   63

Tags:   funeral cover, life insurance

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Planning for your funeral in advance (like getting funeral cover) may reduce the burden on your family and loved ones once you pass away. Nobody likes to think about that they may not be here one day, and many of us donít care about funeral cover because we will not be here, but think about the people and family that you are leaving behind. They will already be left with the heartache and pain of losing a loved one; they really shouldnít be worrying about financing your funeral.

Funeral cover has the advantage that if the particular funeral cover provider should go out of business, the monies paid by you for your funeral cover will be paid to you so your funeral would still be carried out according to your guaranteed funeral plan and the funeral director would be paid from the trust fund. Funeral cover also means that you will never have to pay any more for the funeral directorís costs, no matter how much these costs may rise in future.

If you move to another city/town, you can simply relocate your funeral cover to another funeral director, which is convenient to you. You are also able to take out funeral cover for someone else, like a loved one or a spouse, as long as the plan is suitable and required by that person. There is no health or age limitations on who can take out funeral cover. It is available to anyone and everyone and is a simple procedure.

Insurance based funeral cover has a few disadvantages in that they donít guarantee to cover funeral costs or allow you to specify the arrangements. It also happens that you end up paying a lot more in premiums than the insurance company will ever pay out, or the funeral will have to be paid well before the insurance pays out.

In the event that you should pass away in another city or even abroad, travel insurance is advisable, as there may be costs involved for covering the funeral. Each plan includes collection from within a specified distance, and if you travel a lot, it is best to check these details and make sure that you take out the funeral cover that is suitable to your lifestyle.

The cost of a burial plot is usually not included in funeral cover. Your funeral cover provider will be able to discuss this matter with you and make sure that all your needs and wishes are met. If you wish to be buried on your family estate or farm, make sure your funeral cover provider is aware of all relevant details.

It is not pleasant to think about death, but just as your family and friends will grieve over losing you, give them something back. Something to remember that you thought of them and you did not want to leave them with the financial complications of a funeral.

The best deal on funeral cover is at your fingertips, so do not hesitate to visit funeral cover.co.za and get a free quote today.

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Do not let your family get burdened. The best deal on Funeral Cover is at your finger tips and the best is that you will get a no obligation free quote. http://www.funeral-cover.co.za

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